Medium fit

Cognitive Restructuring is present in the reframing Jay Shetty applies to his friend's spending pattern. The friend's inability to save had been implicitly coded as a personal flaw — a fixed trait — but the reframe repositioned it as an absent behavior that was simply never modeled, making it learnable rather than fixed. This shift moved the attribution from 'I am bad with money' to 'I never had a template for saving,' which is a more accurate and actionable belief. For Jay Shetty's friend, the restructured thought creates an opening for new behavior by removing the identity-level barrier.