High fit

Cognitive Restructuring is the central mechanism in Jay Shetty's account of his discomfort with financial success. Shetty identified a long-held, unconscious belief — that wealthy people are selfish or inherently bad — and traced it back to his environment rather than treating it as a factual truth. Once he recognized the belief as inherited rather than self-authored, he was able to examine it critically and replace it with a more balanced view: that money is a tool capable of reflecting one's values rather than corrupting one's character. This moved Jay Shetty from automatic identity-based avoidance of wealth to a position where he could consciously engage with financial success without shame.